Welcome to our expert saving money page R & R Financial Solutions is working with a number of partners to help you cut household costs and to have the facility for an account with a pre-paid card.
All R & R Financial Solutions client’s receive a free setup of account and card.
Please go down the page for tips and advice on bank accounts or simply click on the buttons to start saving money and register for a card (this is not a credit card)
If you're an existing R&R Financial Solutions client, you will hopefully now feel you have your finances under control. Your monthly payments are much lower, your creditors are working with us and you can start to relax again. But the key to staying debt free is to minimise your outgoings and make every hard-earned pound work harder.
If you find that you are struggling keeping up with your debts or just simply finding that your money doesn’t go as far, then it’s time to have a look at your outgoing with a bit of diligence and effort you could quickly find those extra couple of pounds to make life a bit easier.
Have a look through our tips as we are sure that using one or more of these money saving tips it will give you more cash in your pocket.
That's why R & R have teamed up with Uswitch, to bring the very best deals on a range of products directly to you. Whether you're looking for cheaper insurance, a new mortgage deal, a better energy, Uswitch is the site to visit.
If you feel that even with a bit of good housekeeping you find that your debts are still unmanageable then get in touch with us and we will have a look at your particular situation and will be more than willing to offer the appropriate advice for you.
We have helped thousands of individuals with serious debt problems and in our experience sometimes just a bit of refinancing can help with how you’re spending that hard earned cash and can solve some of your problems, so browse through our money saving tips and if any look like they apply to you Then Make It Happen!
How to open a Basic Bank Account
If you need to open a new basic bank account it is easier than you think, simply follow these simple steps:
Choose a bank which best suits you & make a note of the name of their basic bank account: For example, Natwest call their basic account “The Step Account”
Go to the nearest branch of the bank you have chosen, take 3 forms of identification and ask for the account you want. You MUST ask for the account by its correct name: For example, If it’s the NatWest account you must say: "I would like to open a Step Account please."
| Bank account providers | Account Name | Bank issues Debit card |
| Natwest | Step Account | Yes |
| Abbey | Abbey Basic Account | No |
| Bank Of Scotland | Easycash | Yes |
| Barclays | Cash Card Account | No |
| Co-operative | Cashminder | Yes |
| Halifax | Easycash | Yes |
| HSBC | Basic Bank Account | No |
| Lloyds TSB | Cash Account | No |
| Nationwide | Flex Cash Card | No |
| RBS | Key Account | No |
| Yorkshire Bank | Ready Cash | Yes |
What proof will I need to open an Account?
By Law banks and building societies have to identify any new customers. This is to prevent criminals from money laundering. Proof varies from one firm to another but most should accept a Government issued document…..Passport or Driving licence with photo. If you don’t have these documents they may accept a letter from a government department or local council confirming your right to state benefits. They may even accept a letter from an appropriate person such as a teacher or social worker.
Remember: You have a right to a basic bank account. This advice will make the process of opening an account much easier.
